Open the account.
Select a qualified self-directed IRA custodian, complete the custodian’s application and review its account terms, fees and documentation.
PATRIOTSGOLD GROUP2026 EDUCATIONAL EDITIONGold IRA
Gold IRA
Investor Guide.
A practical overview of self-directed retirement accounts, precious-metal eligibility, transfers, storage and important due-diligence questions.
CHAPTER ONE
What is a Precious Metals IRA?
A Precious Metals IRA is a form of self-directed individual retirement account that may hold qualifying physical gold, silver, platinum or palladium. The account is administered by a qualified custodian, and the metals are generally stored at an approved depository.
The IRA—not the individual account owner—owns the metals. Personal possession, prohibited transactions or purchases of ineligible products may create tax and compliance consequences.
CHAPTER TWO
How the rollover process works.
Fund the IRA.
The custodian can explain whether a direct transfer, eligible rollover or new contribution may be available. Tax rules and time limits may apply.
Select and store.
Choose eligible precious-metal products and direct the custodian to complete the purchase and arrange qualified storage.
CHAPTER THREE
Understand product eligibility.
Precious metals held through an IRA generally must satisfy applicable product and fineness requirements. Eligibility depends on the product, manufacturer, applicable law and custodian policies.
Collectible or numismatic value does not automatically make a product appropriate or eligible for an IRA. Confirm every proposed product with the qualified custodian before purchase.
Confirm fineness.
Review the product’s stated purity, mint, weight and IRA eligibility before authorizing a purchase.
Confirm the product.
Eligible silver may include certain sovereign coins and qualifying bars, subject to applicable requirements.
Confirm the depository.
Ask about storage arrangements, insurance, audits, withdrawals, delivery policies and associated fees.
CHAPTER FOUR
Questions to ask before proceeding.
Ask for written information about account fees, transaction pricing, spreads, storage, insurance, liquidation, delivery, custodian responsibilities and complaint procedures.
Consider how precious metals fit alongside other assets, liquidity needs, retirement timeline and personal risk tolerance. Diversification cannot guarantee profit or prevent loss.
Request an IRA review.
Complete the eligibility questionnaire and a Patriots Gold Group specialist can explain the available process.
This guide is general educational information and does not constitute investment, tax or legal advice. Rules may change and individual circumstances differ. Precious metals involve risk, fees and potential loss. Confirm current requirements with the custodian and independent professional advisers.